No-KYC Payment Gateway
The no-KYC payment gateway for cards and crypto
Open a merchant account in minutes without uploading a passport, selfie or company documents. Accept Visa, Mastercard, Apple Pay, Google Pay and crypto, and receive payouts directly to a wallet you control.
Why merchants choose a no-KYC payment provider
No merchant document uploads
Signup asks for basic account details only — no ID scans, selfies, proof of address or incorporation papers for the merchant account.
Live in minutes, not weeks
Skip the underwriting queue. Create an account, add your payout wallet and start generating payment links or API orders the same day.
Card payments, crypto payouts
Customers pay by card, Apple Pay, Google Pay, PayPal or bank transfer; you receive supported settlement in USDC, USDT, ETH or POL.
Self-custodial settlement
Funds settle to the wallet you configure. Paymegate never holds your balance, so there are no rolling reserves or frozen payouts to chase.
Privacy by design
A fresh receiving address is generated for every order, keeping payments private and reconciliation unambiguous.
Works everywhere you sell
Unlimited websites, payment links, a REST API and plugins for WooCommerce, WHMCS, PrestaShop and OpenCart.
How no-KYC merchant onboarding works
- 1Create your Paymegate account with an email address — no documents requested.
- 2Add a compatible payout wallet (EVM, Bitcoin, Solana, TRON and more).
- 3Share a payment link, install a plugin, or create orders through the API.
- 4Your customer pays with a card, wallet, bank transfer or crypto.
- 5The provider confirms the payment and settlement is sent to your wallet.
Built for merchants underserved by traditional processors
- Digital products and software licences
- Online services and subscriptions
- Lawful IPTV and streaming resellers
- Freelancers and agencies
- Hosting, VPN and SaaS providers
- Merchants in regions with limited Stripe or PayPal access
Integrations
No-KYC gateway vs. traditional merchant account
| Feature | Typical alternative | Paymegate |
|---|---|---|
| Merchant ID / KYB documents | Required | Not requested |
| Time to go live | Days to weeks | Minutes |
| Setup & monthly fees | Often | None |
| Rolling reserves | Common | None — direct wallet settlement |
| Crypto payouts | Rare | Built in |
Traditional figures are typical industry ranges and vary by provider.
Frequently asked questions
What is a no-KYC payment gateway?
+
A no-KYC payment gateway lets a merchant open an account and start accepting payments without submitting identity or business verification documents. With Paymegate, merchant signup does not request ID or business-document uploads.
Do my customers have to verify their identity?
+
Sometimes. Paymegate does not verify merchants with documents, but the independent provider processing a card payment may ask the customer for a quick verification, typically about two minutes on a phone. Some providers skip this for smaller orders, and direct crypto payments do not require it.
Is a no-KYC payment gateway legal?
+
Paymegate is software that routes orders to independent, regulated payment providers who apply their own checks. Merchants must still follow the law and Paymegate's acceptable-use policy; fake shops, adult content, gambling and illegal activity are prohibited.
Which payment methods can my customers use?
+
Visa, Mastercard, Maestro, American Express, Apple Pay, Google Pay, PayPal, Revolut, SEPA and local bank transfers, plus Bitcoin, Ethereum, USDC, USDT, Solana and other supported crypto assets. Availability depends on the provider, country, currency and amount.
How much does it cost?
+
There is no setup fee and no monthly subscription. The platform fee starts at 1% per transaction, plus the independent provider or blockchain-network fee for the selected method. The minimum order is between $1 and $30 depending on the provider.
How fast do I get paid?
+
Settlement is initiated automatically once the provider or blockchain confirms the payment, often within minutes. Exact timing depends on the provider, customer steps and network conditions.
Learn more
No-KYC payment gateway: what merchants need to know
A deeper guide to document-light onboarding, customer verification, provider checks and compliance.
High-Risk Payment Gateway
High-risk payment gateway with instant approval, no rolling reserves and no monthly fees. Accept Visa, Mastercard, Apple Pay and crypto at 1% + provider fees.
IPTV Payment Gateway
IPTV payment gateway for resellers and providers. Accept Visa, Mastercard, Apple Pay, PayPal and crypto with no merchant KYC, WHMCS plugin and wallet payouts.
Start accepting payments today
Free signup, no merchant documents, 1% platform fee plus provider fees.
Get started free